Fee Schedule
Effective Date: 08/01/2021
ServiceFeeNotes
Account History "List" $5.00 Free Online
Account Reconciliation $25.00  
Account Research Fee $25.00  
ACH Stop Payment $25.00  
ATM Card $10.00 New and Replacement
ATM Deposits $1.00 5 business day hold on ALL Deposits
ATM Inquiries $1.00 Free at MCCU ATM
ATM Transfers $1.00 Free at MCCU ATM
ATM Withdrawals $1.00 Free at MCCU ATM
ATM Pin Replacement Fee $2.00  
Incomplete ATM Transactions $0.50 Per item
Automated Check Fee (CFT) $1.00 Per Item
Automatic Overdraft Transfer Fee $5.00 For each transfer/item
Business Checking Account Fee $10.00 Per month (Charged on the 1st)
Card RUSH Delivery $75.00 ATM/Debit/Visa
Cashier Checks $3.00 Per Item
Check Processing Fee $5.00 Per check, Waiver for: *Aggregate Bal of $50.00 *Loans *Youth Accounts *Debit Card w/ Checking
Check Stop Payment $25.00 For one check or series of checks
Christmas Club Withdrawal $5.00 Each withdrawal
Copy of Checks $5.00 Per Item (Free Online)
Copy of Corp Checks & Money Orders $5.00 Per item
Courtesy Pay Fee $30.00 Per item
Debit Card $10.00 Replacement Fee
Debit Card Pin Replacement Fee $2.00 Per Item
Dormant Fee $50.00 Per month after 1 year with no activity
Fax Services $2.00 First page, $1.00 each additional page
Foreign Item Processing $10.00  
Garnishment/Levy/Escheat $50.00  
Instant ACH Deposit Fee $10.00 Per Item (with CU Approval)
IRA Transfer to Another FI $25.00  
IRA Yearly Administration Fee $20.00 Not to include existing IRA's
Late Title Fee $30.00 After 30 days
Money Orders $3.00 Per Item
Non-Member Check Cashing $10.00 Checks drawn off Michigan Coastal
NSF Returns $30.00 Per item
Phone Transfer Fee/Acct Inquiry $1.00 Free Online
Return Check Fee $15.00 Per item
Return Mail/Bad Address $5.00  
Second Chance Checking $10.00 Per Month (charged on the 1st)
Service Re-instatement $15.00 Previous Collections
Starter Checks $4.00 Per Page (4 checks/page) W/CU Approval
Statement Copies $10.00 Per Statement Free Online
Stop Payments on Corporate Checks $30.00 Per item
Stop Payments on Money Orders $30.00 Per item
Verification of Deposit $5.00 Not to include DHS
Visa Gift Card $3.50  
Visa Credit Card $10.00 Replacement Fee
Visa Credit Card Statement Copies $10.00 Each copy
Wire Transfer $20.00 Domestic Only

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