Deposit Rates
Effective Date: Monday, February 26th, 2024
Account TypeAPYMinimum DepositMinimum Balance
REGULAR SHARES 0.050% $5.00 $500.00
HIGH YIELD SHARES 1.00% $2,500.00 $2,500.00
HIGH YIELD SHARES 1.35% N/A $20,000.00
HIGH YIELD SHARES 1.55% N/A $50,000.00
HIGH YIELD SHARES 1.85% N/A $75,000.00
CHRISTMAS CLUB 0.150% $1.00 $0.00
VACATION CLUB 0.050% $0.00 $0.00
CHECKING 0.000% $0.00 $0.00
High Interest Checking* 7% $0.00 $0.00
YOUTH SAVINGS ACCT 0.050% $0.00 $0.00
Fees may reduce earnings. Rate may change after the account is opened.

Certificate Rates
Effective Date: Monday, February 26th, 2024
Certificate TermAPYMinimum Deposit
6 MONTH GOLDEN ACCT 5.00% $500.00
7 MONTH SPECIAL 5.35% $500.00
12 MONTH GOLDEN ACCT 5.15% $500.00
18 MONTH GOLDEN CERT 4.75% $500.00
24 MONTH GOLDEN ACCT 3.00% $500.00
36 MO GOLDEN CD 2.75% $500.00
48 MO GOLDEN CD 2.50% $500.00
60 MO GOLDEN CD 2.50% $500.00
60 MONTH $25,000.00 2.50% $25,000.00
Penalty for early withdrawals.

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