Deposit Rates
Effective Date: Thursday, February 9th, 2023
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| REGULAR SHARES | 0.050% | $5.00 | $500.00 |
| HIGH YIELD SHARES | 1.00% | $2,500.00 | $2,500.00 |
| HIGH YIELD SHARES | 1.35% | N/A | $20,000.00 |
| HIGH YIELD SHARES | 1.55% | N/A | $50,000.00 |
| HIGH YIELD SHARES | 1.85% | N/A | $75,000.00 |
| CHRISTMAS CLUB | 0.150% | $1.00 | $0.00 |
| VACATION CLUB | 0.050% | $0.00 | $0.00 |
| IRA SHARES | 0.100% | $0.00 | $0.00 |
| ROTH IRA SHARE | 0.100% | $0.00 | $0.00 |
| CHECKING | 0.000% | $0.00 | $0.00 |
| High Interest Checking* | 4% | $0.00 | $0.00 |
| YOUTH SAVINGS ACCT | 0.050% | $0.00 | $0.00 |
| Fees may reduce earnings. Rate may change after the account is opened. | |||
Certificate Rates
Effective Date: Thursday, February 9th, 2023
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH GOLDEN ACCT | 3.75% | $500.00 |
| 12 MONTH GOLDEN ACCT | 3.90% | $500.00 |
| 13 MONTH GOLDEN ACC | 4.95% | $500.00 |
| 18 MONTH GOLDEN CERT | 4.75% | $500.00 |
| 24 MONTH GOLDEN ACCT | 3.95% | $500.00 |
| 36 MO GOLDEN CD | 2.95% | $500.00 |
| 48 MO GOLDEN CD | 3.00% | $500.00 |
| 60 MO GOLDEN CD | 3.50% | $500.00 |
| 12 IRA CERTIFICATE | 0.90% | $500.00 |
| 36M IRA CERTIFICATE | 1.20% | $2,000.00 |
| 60 MONTH $25,000.00 | 3.50% | $25,000.00 |
| 60 MONTH IRA CERT | 3.50% | $25,000.00 |
| Penalty for early withdrawals. | ||
