Deposit Rates
Effective Date: Sunday, December 5th, 2021
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| REGULAR SHARES | 0.050% | $5.00 | $500.00 |
| HIGH YIELD SHARES | 0.250% | $2,500.00 | $2,500.00 |
| HIGH YIELD SHARES | 0.350% | N/A | $20,000.00 |
| HIGH YIELD SHARES | 0.450% | N/A | $50,000.00 |
| CHRISTMAS CLUB | 0.150% | $1.00 | $0.00 |
| VACATION CLUB | 0.050% | $0.00 | $0.00 |
| IRA SHARES | 0.100% | $0.00 | $0.00 |
| ROTH IRA SHARE | 0.100% | $0.00 | $0.00 |
| CHECKING | 0.000% | $0.00 | $0.00 |
| YOUTH SAVINGS ACCT | 0.050% | $0.00 | $0.00 |
| Fees may reduce earnings. Rate may change after the account is opened. | |||
Certificate Rates
Effective Date: Sunday, December 5th, 2021
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH GOLDEN ACCT | 0.500% | $500.00 |
| 12 MONTH GOLDEN ACCT | 0.550% | $500.00 |
| 18 MONTH GOLDEN CERT | 0.600% | $500.00 |
| 24 MONTH GOLDEN ACCT | 0.650% | $500.00 |
| 36 MO GOLDEN CD | 0.750% | $500.00 |
| 48 MO GOLDEN CD | 0.850% | $500.00 |
| 60 MO GOLDEN CD | 1.000% | $500.00 |
| 12 IRA CERTIFICATE | 0.500% | $500.00 |
| 36M IRA CERTIFICATE | 0.750% | $2,000.00 |
| 60 MONTH $25,000.00 | 1.000% | $25,000.00 |
| 60 MONTH IRA CERT | 1.000% | $25,000.00 |
| Penalty for early withdrawals. | ||
