Deposit Rates
Effective Date: Monday, October 20th, 2025
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| REGULAR SHARES | 0.050% | $5.00 | $500.00 |
| MONEY MARKET | 0.75% | $2,500.00 | $2,500.00 |
| MONEY MARKET | 1.10% | N/A | $20,000.00 |
| MONEY MARKET | 1.30% | N/A | $50,000.00 |
| MONEY MARKET | 1.65% | N/A | $75,000.00 |
| CHRISTMAS CLUB | 0.150% | $1.00 | $0.00 |
| VACATION CLUB | 0.050% | $0.00 | $0.00 |
| CHECKING | 0.000% | $0.00 | $0.00 |
| HIGH INTEREST CHECKING* | 7% | $0.00 | $0.00 |
| YOUTH SAVINGS ACCT | 0.050% | $0.00 | $0.00 |
| Fees may reduce earnings. Rate may change after the account is opened. | |||
Certificate Rates
Effective Date: Monday, October 20th, 2025
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH GOLDEN CD | 3.00% | $500.00 |
| 12 MONTH GOLDEN CD | 3.20% | $500.00 |
| 18 MONTH GOLDEN CD | 3.25% | $500.00 |
| 24 MONTH GOLDEN CD | 3.25% | $500.00 |
| 36 MO GOLDEN CD | 2.75% | $500.00 |
| 48 MO GOLDEN CD | 2.75% | $500.00 |
| 60 MO GOLDEN CD | 2.75% | $500.00 |
| 60 MONTH $25,000.00 | 2.75% | $25,000.00 |
