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inside mccu

routing number

Michigan Coastal Credit Union's routing number is: 272483277

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2011 Tax Season is upon us. Get you taxes direct deposited into your account this year. Safer and faster than getting a check. Be sure to use Michigan Coastal Credit Unions Rounting and Transit #272483277 and your account number when filing.

Did you know that you can get a free credit report? In 2003, Congress passed the Fact Act, guaranteeing all Americans one free credit report a year starting in 2005. Call the Credit Union for details.

Attention - GoDirect!

All people who get Social Security, VA, Supplemental Security Income (SSI), Railroad Retirement Board, Department of Labor (Black Lung) and Office of Personnel Management benefit checks will be required to switch to direct deposit by March 1, 2013. We are here to help you make this a smooth transition. Michigan Coastal Credit Union has joined the Go Direct campaign. Click on the link to sign up yourself or stop by the credit union and we can do it for you.

VISA-VISA-VISA As Low as 8.49% APR* VISA-VISA-VISA

Now that we have caught your attention, now it is time to ask yourself the following questions…

Have your credit card companies raised the rates on your existing credit cards? Do they have “Introductory periods” for balance transfers? Did you know that Michigan Coastal Credit Union has a Visa with an amazing rate? Apply today and we will help you transfer your balances from other credit cards.

*APR = Annual Percentage Rate. Rates are determined by your credit score: therefore rates may be higher in other circumstances.

Did you know that you can pay your Michigan Coastal Visa online?

No more mailing out a check each month to Visa. Schedule payments in advance with the touch of a button. Look for the VISA logo that states “Credit Card Access”. You will be redirected to “eZ Card Info.com”. It is there that you can set up a user ID and password and take the worry out of paying your monthly payment.

It is simple, convenient AND perfect…

It’s a Visa Gift Card

With a Visa Gift Card, you choose the amount you want to give and they choose what they want to buy. From teachers, coaches and coworkers to friends, family and neighbors, a Visa Gift Card from Michigan Coastal Credit Union is sure to please. Stop by the Credit Union and stock up on Visa Gift Cards today.

Mobile Web Banking through ***It’s Me 247***

I have a phone... see?

With the increased use of Smart Phones, we are excited to announce this new product to our membership. Log into It’s Me 247 just like you always have. At the top of your accounts page, you will see a tab that says “Go Mobile”. Click on that tab and you are on your way to Mobile Banking.

What is Mobile Banking?

It's Me 247 Online Banking with your mobile device!

With Mobile Banking you can...

  • Access your accounts to check balances
  • View funds on hold for savings and checking
  • Transfer money between accounts
  • View pending ACH transactions
  • View pending authorizations for debit cards
  • View secure message center messages
  • Perform instant transfers between accounts (as allowed in It’s Me 247 Standard Online Banking)
  • Manage your accounts on the go...anywhere your phone goes!

Your credit union in your pocket!

Shared Branches

Did you know you have access to your account at over 75 credit unions throughout Michigan? It's true. Thanks to our partnership with Xtend, you can make a deposit in Alpena or a withdrawal in Michigan City. Wherever you need us, Michigan Coastal has you covered.

Visit the Xtend website for a full listing of participating credit unions.

 
The Michigan Coastal Credit Union main location.

Mission Statement

Michigan Coastal Credit Union is a member-owned and operated credit union providing personalized low cost products and services to our members while maintaining financial stability and seeking growth opportunities.