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inside MCCU

routing number

Michigan Coastal Credit Union's routing number is: 272483277

partner links

other info

Credit Union Services


Credit Card

Michigan Coastal Credit Union offers a wide variety of loan services. Whatever your need, we have a loan program to turn your ideas into realities. Apply today.

  • Signature loans up to $10,000
  • Vacation loans
  • Taxes
  • New and used autos
  • Revolving credit up to $10,000
  • VISA cards with limits up to $10,000
  • Recreational vehicles
  • Loan Calculator


Ready to apply for a new loan? Download a loan application.

Checking Accounts


Tired of checking fees? Michigan Coastal Credit Union offers great checking with minimal fees and minimal hassles. Sign up in the credit union to begin enjoying the benefits of checking with us.

  • No service charge
  • No "per check" charge
  • No minimum balance requirement
  • Monthly statements

ATM Service

ATM Machine

You're in a hurry. Making dinner, picking the kids up and the daily commute all take their share of your day. Banking shouldn't.

That's why Michigan Coastal Credit Union offers ATM and debit card services. You can perform your basic financial tasks from thousands of ATM machines across the country. Your debit card can also be used in place of checks anywhere a credit card is accepted; the money is simply drawn from your checking account. That's convenience. With our low transaction fees, not only are ATM's convenient, they're economical too.


Savings Programs

Piggy Bank

Michigan Coastal CU is focused on serving the members who own it. We provide a variety of savings programs ranging from a conservative IRA to the more risky high yield accounts. No matter what your financial goals are, we can help you get there!

Traditional IRA
Invest now to make your retirement care-free. Individual Retirement Accounts (IRAs) are a great option because contributions may be tax deductible, and tax on interest earnings is deferred. There are some restrictions so please call to discuss whether a Traditional IRA is the right option for you.
Term Accounts
Term accounts provide a low risk way for you to invest. We pay an excellent interest rate because of a required minimum balance and predetermined investment term. Penalties may apply for early withdrawal.
Youth Savings
It's important for kids and young adults to understand the importance of saving and investing. Let Michigan Coastal CU help build a sound financial foundation with your child that will last the rest of their lives. Call for details!
High Yield Accounts
For members that carry higher balances we offer these accounts with a greater earning potential.
Vacation Club
Michigan Coastal CU makes it easy to save for that special vacation. By making regular deposits throughout the year, or contributing through payroll deductions you'll have a sizeable sum available for any trip's inevitable expenses.
Christmas Club
Don't go into debt during the holidays, save ahead! Make regular contributions to your Christmas Club throughout the year and make your holiday shopping worry free. Michigan Coastal CU makes it easy to save!

Other Services

Roller Coaster

Michigan Coastal Credit Union offers a host of additional services focusing on value and convenience for our members.

  • Direct Deposit
  • Money Orders
  • Free Notary Service
  • Discount Movie Tickets
  • Discount Theme Park Tickets
  • Shared Branching Service
  • Audio Response Banking
  • Online Banking

Preferred Dealers

Please visit the dealers listed below for one stop shopping to get a great loan right at the dealership. We have established a relationship with the following dealers to offer you better service and give you a better buying experience.

Betten Chevrolet
2474 Henry Street
Muskegon, MI 49441
Betten Honda
2501 Henry Street
Muskegon, MI 49441
Great Lakes Ford
2469 Apple Avenue
Muskegon, MI 49442
Johnson Auto Sales
14658 Apple Dr.
Fruitport, MI 49415
Preferred Chrysler Dodge Jeep
3146 Henry Street
Muskegon, MI 49441