Credit Union Services
Michigan Coastal Credit Union offers a wide variety of loan services. Whatever your need, we have a loan program to turn your ideas into realities. Apply today.
- Signature loans up to $10,000
- Home equity loans
- Vacation loans
- New and used autos
- Revolving credit up to $10,000
- VISA cards with limits up to $10,000
- Recreational vehicles
- Loan Calculator with GAP
- Credit Card Loan Calculator
Ready to apply for a new loan? Download a loan application.
Tired of checking fees? Michigan Coastal Credit Union offers great checking with minimal fees and minimal hassles. Sign up in the credit union to begin enjoying the benefits of checking with us.
- No service charge
- No "per check" charge
- No minimum balance requirement
- Monthly statements
You're in a hurry. Making dinner, picking the kids up and the daily commute all take their share of your day. Banking shouldn't.
That's why Michigan Coastal Credit Union offers ATM and debit card services. You can perform your basic financial tasks from thousands of ATM machines across the country. Your debit card can also be used in place of checks anywhere a credit card is accepted; the money is simply drawn from your checking account. That's convenience. With our low transaction fees, not only are ATM's convenient, they're economical too.
Michigan Coastal CU is focused on serving the members who own it. We provide a variety of savings programs ranging from a conservative IRA to the more risky high yield accounts. No matter what your financial goals are, we can help you get there!
- Traditional IRA
- Invest now to make your retirement care-free. Individual Retirement Accounts (IRAs) are a great option because contributions may be tax deductible, and tax on interest earnings is deferred. There are some restrictions so please call to discuss whether a Traditional IRA is the right option for you.
- Term Accounts
- Term accounts provide a low risk way for you to invest. We pay an excellent interest rate because of a required minimum balance and predetermined investment term. Penalties may apply for early withdrawal.
- Youth Savings
- It's important for kids and young adults to understand the importance of saving and investing. Let Michigan Coastal CU help build a sound financial foundation with your child that will last the rest of their lives. Call for details!
- High Yield Accounts
- For members that carry higher balances we offer these accounts with a greater earning potential.
- Vacation Club
- Michigan Coastal CU makes it easy to save for that special vacation. By making regular deposits throughout the year, or contributing through payroll deductions you'll have a sizeable sum available for any trip's inevitable expenses.
- Christmas Club
- Don't go into debt during the holidays, save ahead! Make regular contributions to your Christmas Club throughout the year and make your holiday shopping worry free. Michigan Coastal CU makes it easy to save!
Michigan Coastal Credit Union offers a host of additional services focusing on value and convenience for our members.
- Direct Deposit
- Money Orders
- Free Notary Service
- Discount Movie Tickets
- Discount Theme Park Tickets
- Shared Branching Service
- Audio Response Banking
- Online Banking