Serving Muskegon County

Holiday Skip-a-Payment

Offered for either December or January's Payment Loan must not of been delq in the last 6 months, there is a $25.00 fee and mortgages are not included in this promo.

International Credit Union Day

International Credit Union Day is October 16. The credit union will be serving refreshments on that day.

Reminder

Daylight Savings Time ends Sunday, November 2nd.

Holiday Loan Special

• Up to $2,000.00
• 5.99% APR

Summer Fun Loan

• As low as 6.75% APR*
• 12 Months Term
• Up to $3,000.00

*APR - Annual Percentage rate. Rate may not apply to every borrower.

VISA Gift Cards:

Inexpensive gift for the Grad or the wedding's coming up!

• $10.00 minimum to $500.00 maximum
• Cost to you $3.00

See one of our member reprsentatives for the purchase of this great gift.

BOAT & RV Loans

• As low as 5.25% APR* 36 months
• We still have great low rates
• Flexible Terms up to 66 months
• Up to 100% financing
• Free Pre-approvals
• Loan protection insurance.

*APR - Annual Percentage Rate. Rate may not apply to every borrower.

Summer Theme Park Tickets:

• We have Cedar Point tickets – $35.00
• Michigan Adventure – $23.00
• Double JJ Water Park – $22.00 and $29.00

We're Casual for a Cause

Our staff can pay $1 to wear jeans on Fridays, with the money going to local charity. We enjoy our Casual Fridays, and our generous staff is happy to support the needs of our community.

Holiday Closings:

• Monday September 1st for Labor Day
• Monday, October 13th for Columbus Day
• Tuesday, November 11th for Veteran's Day
• Thursday, November 27th for Thanksgiving Day
• Drive-Thru Only Friday, November 28th 9-5pm
• December 24th and December 25th for Christmas
• December 31st and January 1st for New Years

Discount Tickets!

We offer Discount Movie Tickets, and Discount Double JJ Goldrush Indoor Water Park Tickets.

Tax Tips

Forms to watch for: IRS Form 1099 for members who earned $10 or more in dividends on credit union accounts and IRS Form 1098 for those who paid at least $600 in interest on credit union mortgages. Please retain these forms for your tax preparation.

Direct Deposit: If you're expecting a tax refund be sure to request Direct Deposit. Your money will be deposited in your credit union account, usually within 10 days. Simply complete the Direct Deposit line on your tax form, and contact us for the correct routing number.

IRAS: You still have several months to make your 2007 deposits. Contribution limits are $4,000 a year for 2007 IRAs, and $5,000 for 2008, with an additional $1,000 allowed fro taxpayers over the age of 50.

Phishing Notice

There has been some increased phishing activity. Please remember our pledge:

“We will never ask for any personal credit card or financial information via e-mail. We do not share our internal email lists with anyone, and have security in place to ensure that our internal databases are not being accessed.”

Check out our CD rates....

Our CD rates range from 4.04 APY to 5.32 APY. Call or check out our rate board for terms and conditions.

Shared Branches

Did you know you have access to your account at over 75 credit unions throughout Michigan? It's true. Thanks to our partnership with Xtend, you can make a deposit in Alpena or a withdrawal in Michigan City. Wherever you need us, Michigan Coastal has you covered.

Visit the Xtend website for a full listing of participating credit unions.

Michigan Coastal Credit Union is a member-owned and operated credit union providing personalized low cost products and services to our members while maintaining financial stability and seeking growth opportunities.